Use SSL or No SSL

Should I use a SSL certificate? In our opinion, yes.  By adding a SSL certificate you will get an automatic bump up the list in your SEO in Google.  Here is an excert from Google Webmaster Blog:

"Over the past few months we’ve been running tests taking into account whether sites use secure, encrypted connections as a signal in our search ranking algorithms. We've seen positive results, so we're starting to use HTTPS as a ranking signal. For now it's only a very lightweight signal — affecting fewer than 1% of global queries, and carrying less weight than other signals such as high-quality content — while we give webmasters time to switch to HTTPS. But over time, we may decide to strengthen it, because we’d like to encourage all website owners to switch from HTTP to HTTPS to keep everyone safe on the web."

Being secure is a good thing